This content argues that biblical principles provide a timeless framework for earning money, building generational wealth, and breaking limiting beliefs about wealth and godliness, emphasizing diligent work, wise investment, and generous giving.
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These biblical principles made me a
millionaire in my 20s, and they work
[music] just as well today as they did
2,000 years ago. Now, as you probably
know, the Bible has a lot to say about
money with thousands of different verses
touching on it. But in this video, I
really want to focus on what the Bible
says about how to earn more money, how
to build generational wealth, and some
things that really broke some limiting
beliefs for me of this thing that not
having money made you more godly of a
person. And, you know, having money made
you a bad evil person. To start off with
one of the most straightforward verses,
it says, "But if anyone does not provide
for his relatives and especially the
members of his household, he has denied
the faith and it's worse than an
unbeliever." The Bible has so many
verses about not being lazy, about
working hard, about doing everything
that we do as if we're doing it unto
God. And this verse especially is
talking about actually providing for
your household. And that means earning
money, not only enough for yourself, but
also enough to take care of your
relatives. In the context, it was
talking specifically about widows. So
maybe like your mother or mother-in-law
if they became wid, whatever. But this
is not like just barely scraping by.
This is enough to support yourself and
other people. It also says in
Deuteronomy 8:18, he who gives you power
to get wealth. If we look at Proverbs
12:22, it says, "A good man leaves an
inheritance to his children's children."
[music] leaves generational wealth. Not
only the the legacy of what you do for
those children, but also financially.
This word inheritance is actual physical
money. So, it is not bad to have money.
It can be bad to have money of, you
know, creating it as an idol. You just
like sacrifice your family and
everything else in order to get more
money. Like, obviously, that's not good.
But, I just want to like start off the
whole thing with just saying like making
the best use of your time and trying to
earn as much money as you can with the
time that you have. Just being smart
with your time is something that a lot
of us are called [music] to do. It's not
everybody's calling, but for me
especially, a lot of these are things
that have helped me. And I feel [music]
like from what I'm about to talk about
here, my main goal is to spend as little
amount of time to make as much money as
possible because that is the most
efficient use of my time so that I can
have more time to do other things, spend
time with my family, volunteer at my
church, whatever. And so I want to earn
as much money as possible so that I can
have enough money to help other people,
to help my family, to free up my time to
do more important and [music] impactful
things. So baseline here, we are going
for generational wealth. And and one
other thing here is uh we're actually
not going for early retirement. I used
to be really pro the fire movement,
early retirement, and I I've now changed
on that [music] because of what we're
going to talk about next. And that is
that work is a gift. If you look at Adam
and Eve in the garden right at the
beginning, they were given work. So
work, I believe, is not a bad thing.
It's not something I'm ever trying to
escape. I'm just trying to be efficient
with it. So, let's go into the parable
of the talents. This is something that I
preached a sermon on and I [music]
really dove into this and it literally
transformed my life and how I think
about a lot of things. So, first off,
this master had a couple of servants. He
entrusted these servants with his money.
One of them he gave one talent, another
three, another five, [music] and then he
left. And he wanted those people to be
good stewards of his money to bring a
return. And when you talk about talents
in the Bible, it is talking about
physical money. It's talking about about
600 daenerius which is like 20 years
worth of wages. So one of them he gave
20 years worth of wages. Another one
about a hundred years worth of wages. So
that might be like 500,000 to a million
and then for the one with five like $2.5
million to $5 million if you work an
entire lifetime. Those are kind of the
ranges that you're going to get in. And
this really made me think at the end of
our lives, the average person, if you
earn, you know, 50 to $100,000 a year,
you're going to earn between two and
four million throughout the course of
your life. That is how much you will
earn. What do you have to show for it?
Did you just waste all of that money on
crap? Or did you, you know, have a good
return? Were you just a consumer? You
just bought clothes and a nicer house
and a nicer car and lavish vacations.
You have all this stuff and you were
entrusted with two $4 million and you
have nothing to show for it at the end
of your life. Is that what happened with
your money? If we look at these
servants, the one who had nothing to
show for it afterwards, who took that
money and didn't have any type of
return, didn't do anything with it, he
was called a wicked and lazy servant.
Pretty bad context. Like it was not
great for that guy. But this is actually
the first time we hear well done, good
and faithful servant, which is I think
what we all, you know, want to strive
for, right? And what did those people do
who who were told that? Well, they took
their money and they invested it. They
actively invested their money. They
doubled it. And now some people are
going to be given not a lot of money,
right? Maybe you don't have the genetic
makeup, the opportunities to earn a lot
of money. But that doesn't mean you just
give up and don't do anything. And some
people are blessed with the ability to
earn tons of money. But you also have
that responsibility. No matter where you
are on this scale, they were all judged
on what they did with the skills, the
talent, the time that had been given
them, not the amount of money that had
been given them. So if you don't have a
lot of money, you still need to be wise
with that money. If you have a lot of
money, you still need to be wise with
that money. And we'll get into how to
actually earn more in a second here. But
one thing that they did was they went
and traded with the money. So if the
person with three talents got three
more, the person with five got five
more, and you might be like, well, like
they doubled their money, right? That's
really hard to do. Well, if you look at
the average of the S&P 500 over the past
100 years, if you just invested in the
most basic index fund possible and left
your money, didn't touch it for 7 years,
7.2, 2. I think you would have doubled
your money without doing anything. The
most simple thing humanly possible. If
you invest into yourself, if you read
some books, if you work on leveling up
your skills, if you do other things, you
can double your money a lot faster than
that. But all of those things involve
risk. All of those things involve
actively doing something with your
money. Not just taking it and shoving it
under the mattress, but actually trying
to earn a return on your money because
that is just a smart thing to do. and
not trying to do any get-rich quick
things, but just having your money earn
interest. Real quick, a couple
actionable ways to do this. One, if you
don't know how to invest yet or you
don't want to invest yet, at least put
your money in a high interest savings
account instead of earning literally
nothing on your money. You can earn a
few percent at least, whatever the
interest rates are. I'll leave a link to
some of the top ones who have different
offers right now or invest that money.
Just put it in the most basic of index
funds. That's what I do personally. You
can do whatever you want, but if you
don't have an investing account set up,
I'll also leave a link uh for some of
the best ones right now. Those are just
some really easy, quick ways to at least
start doing something with your money,
having your money earn more money. But
one thing this story really made me
think about is, am I living up to my
potential? And I know personally for me,
I have not. I have not done everything I
could to the best of my abilities. And
that's okay. Nobody's going to be
perfect, but it is something we should
strive for to do the best with what
we've been given, the time we've been
given, the money we've been given, the
brain we've been given. And so I asked
myself like, have I lived up to my
potential? Have you taken risks? Have
you done the best with the time that
you've been given? Do you feel like you
have grown your knowledge? You can take
educational risks in order to earn more
money or have your money make money.
When I asked those questions originally,
I said no to almost all all of them.
I've taken the easy road a lot of times.
I've just wasted time on my phone or
watching TV or video games instead of
making good use of the the time. The
Bible says to redeem the time because
the days are evil. And I think naturally
most of us just do bad stuff with our
time. we literally just burn our lives
staring at a screen or just wasting it.
I've also been selfish at times with my
money and not been as generous as I
should be. Another one that was big was
I haven't always done the best I can
with the time I have to increase my
skills so I can earn more money. And I
know there's a lot of other stuff in the
Bible that I'm not touching on, but like
if you have that opportunity to earn
$100 with your time, if you studied for
an extra 20, $50, 100 hours on the
nights a week and right now you earn $50
an hour. You could double your income by
simply dedicating nights for like 6
months or 3 months to do that. And now
you can double your income and you can
help take care of other people and you
can provide for your family. You can
lower their stress. You can be generous
to people who are in need. You can do a
lot of better things, right? You can
enjoy your life a lot more. If you can
do all of that, you should. Again, this
isn't for everybody, but for me, I
always feel like I should be making good
use of my time, redeeming those days to
better my skills so I can earn more
money, so I can help more people. That's
one of the things uh that I'm good at is
is earning money, I guess. Real quick,
if this video gets 10,000 likes, we will
continue this biblical series. The last
one hit 10,000 likes. And thank you to
everybody who has helped the last couple
videos, hit that. Really helps this
video and this channel go out and reach
more people and hopefully improve their
finances. So drop a like if you want the
series to continue. So how do we
actually earn more money? Well, luckily
the Bible has a lot to say about that.
Step number one is to not be lazy. The
Bible has a lot of verses talking about
not being lazy. From look to the ant to
lazy hands make for poverty, but
diligent hands bring wealth. Proverbs
also says, "Do you see someone skilled
in their work? They will serve before
king." So we're seeing that if you are
lazy, you will be poor. That is going to
happen. If you are diligent and you work
hard and you gain skills, high value
skills, and we're talking about not
like, oh yeah, like, oh, that guy works
hard, you know, he's all right. He's,
you know, he's whatever. I'm talking
about like, can you get to the top 5%,
the top 1% of whatever the heck it is
that you do. I'm trying to be one of the
best YouTubers that I can be, one of the
best real estate investors that I can
be, one of the best fathers that I can
be. Like, I'm trying to be the best that
I can with what I've been given. And the
better you are at those skills, the more
money that you will earn. You don't work
before kings if you suck at what you do.
You work before kings if you are one of
the best and therefore you will be
rewarded for that. So we should not be
lazy. We should be working hard to gain
skills that will make us more money.
Next up, we should be investing. Like we
talked about those people took their
money and it says that they earn more
money with that money. They didn't go
out and earn more money, but they
actually had their money making money.
Now, the Bible also tells us how to
invest. In Ecclesiastes, it says invest
in seven ventures. Yes, in eight. So,
it's talking about investing in seven or
eight different asset classes. This is
still probably what any financial
adviser would tell you today. None of
this is like crazy stuff. It's what
everybody tries to do. And the reason
for that is if you're only invested in
real estate. So, like when I started, I
was only invested in real estate. And
then I got more real estate. Then I got
more real estate. And then I was like,
man, if anything happens with real
estate, that's where all of my money is.
And so then I started investing into
other things, uh, crypto. And then I was
like, okay, well, now I'm only in these
two. And then I started investing into
stocks and like now I'm more spread out.
And so ideally, you would want to be
diversified in different asset classes
that are not super attached to each
other. So maybe 10 15% in real estate,
10 15% in your own business, 10 15% in
silver and gold and different stocks.
And even with stocks, if you just buy
one company, that company could totally
go down. But if you buy something like
the S&P 500, you're diversified across a
lot of different uh asset classes.
You're buying a little chunk of 500
different companies. But even that, the
stock market could go down. I'm not like
some financial adviser. Do whatever the
heck you want. I'm just some guy on the
internet. But this is something that I
try to do is not be overly focused on
just one area, but be diversified so
that when things go bad, which they're
always going to, you're able to have
some things are going to still do well,
some things will do bad. You can just
ride those ones out and take advantage
of the ones that are doing well and kind
of do that. So if you're all invested in
just one thing, consider diversifying
more. Now, we should also have active
thinking. In Proverbs, it says, "The
simple believe everything, but the
prudent gives thoughts to his steps."
This can apply to a lot of things. We'll
talk about how it applies to investing
in a second. But like you need to know
what is going on with your finances. And
there's a really good way to do that
that I'm actually personally involved
with and that is Wisefi, which is a free
budgeting app that I actually invested
into. I know a lot of the people
involved with this are actually
Christians, which is super cool. And
they're also sponsoring this video. And
they have created a free budgeting app
so that you can see all of your
expenses, everything in one place. It's
actually incredibly good and it's free.
And this is one the way that we can give
thought to our steps. If you look at our
steps, it means that like, hey, I want
to pay off all of my debt so that I'm
not a slave to the lender. Well, how do
you do that? Well, Wisey actually has
some really cool tools where like you
can see if I invest an extra $300 a
month here, then I'll be out of debt,
you know, x amount of months sooner. Or
if I invest $300 extra a month, I'll be
able to reach my financial goals of
whatever those are of having enough to
do whatever in x amount of months
sooner. Right? So, you're actually able
to give thought and measure your steps
as you're doing this through tools like
Wisefire or whatever budgeting system
you use. But, this is a really cool
completely free way that you can see all
of your expenses in one place, link up
all your accounts, autocategorize
everything, see how your spending is
actually going to impact your future, so
you can adjust and do the best you can
with the finances that you have been
given and be able to give an account of
of where they all went. If you guys do
want to check out Wise, there's a link
down below. It is totally free. I would
highly recommend it. It's the one that I
use personally. Like I said, I'm also
invested into it and involved a little
bit behind the scenes. We're going to
keep making it better and better until
it is the absolute best app out there
for managing your finances and also
free. So, super cool and again, thank
you to them for sponsoring this video.
But the other way that we can use this
principle is to actually measure our
steps when it comes to investing. So,
I'm a big fan of not really investing
into things that you do not understand.
If you look at things like 2008 where
people were way overleveraged or a lot
of times you hear horror stories about
investing. It's because everybody's
getting greedy. They're seeing like all
things going up. I'm just going to
leverage to the max. Buy all this stuff.
I don't really know why the heck I'm
doing but like everybody's getting rich
doing this and then eventually it pops
and people ruin their lives.
>> Who do you hold responsible for that
>> mass uh illusion that it could go on forever?
forever?
>> And so one way to avoid that is to again
be diligent with our time and study
money. you're in the right place
watching, you know, a video like this. I
have a bunch of videos on money, but
also there's tons of amazing books. I
think of the simple path to wealth,
which is just like literally an entire
book about pretty much just buy index
funds and then don't do anything. But if
you want to actually understand what
you're doing, buy some books on
investing in real estate, buy some books
on investing uh in the stock market, buy
some books on starting your own
business, whatever it is, so that you
can understand and you can actually uh
make measured steps. And I personally
never invest into things that I do not
actually understand. And so I'm going to
take the time beforehand to understand
them before I ever put my money in
there. And so far, every time I've done
that, I haven't lost money and I've
actually done well. And every time I've
just been like being greedy, trying to
invest in things and and taking shots,
uh, day trading things that I don't
really understand. I've lost money
pretty much every single time. Like it's
close to gambling if you're just like
listening to stock picks and picking
random stuff like you're probably going
to lose money as opposed to some of the
more basic, straightforward, safer, more
mathematical ways to invest. So what is
the point of all this work and the money
that we are having? How can we make the
best use of that? Again, I don't think
it's retirement because work is a gift
from God technically. I could have
retired a couple years ago actually and
pretty much been done working. I still
work a decent amount because it is a
gift and especially like something
creative like YouTube for me is what I
feel called to do. It's what I'm skilled
at. So what should we do with our money?
Well, Ecclesiastes says, "I know there
is nothing better for people than to be
happy and to do good while they live.
that each of them may eat and drink and
find satisfaction in their toil. This is
the gift from God. Enjoying your life,
having satisfaction in your work, which
generally happens when you are actually
doing what you feel called to do. For
me, again, this was starting my own
business, getting out of working for
other people at things that I felt
didn't make an impact to creating
something that actually makes an impact
in a lot of people's lives. At least
that's my goal. And then enjoying. It's
not being starving and never having fun.
It's eating and drinking and enjoying
the fruits of your labor. In Timothy, it
says, "God richly provides us with
everything for our enjoyment." It's not
wrong to enjoy the fruits of your labor,
but going, I think, beyond this is
generosity. In Proverbs, it says, "One
gives freely yet grows all the richer.
Others withhold what he should give and
only suffers want. Whoever brings
blessing will be enriched, and the one
who waters will himself be watered." I
love this idea of like if you're
watering somebody else and helping them
grow, it's going to help you grow. And
I've talked about this before, but
there's been studies about when people
donate money, let's say you donate a
dollar, your net worth on average will
go up by like a $160 for every dollar
that you donate. Because when you are
giving to people, you're focused on
helping people and making an impact on
changing other people's lives. It'll
change your mindset. It'll change how
you work. When you're not just selfishly
working for yourself and just so that
you can buy a nicer car or whatever, but
you're like feeling this responsibility
to help other people with your time and
and all that. Not only like
scientifically is it just going to help
you out, but also it gives you the most
amount of joy just from a completely
selfish standpoint when you help
somebody and they have no idea that you
helped them. And you do that because you
know that you've been so blessed to just
like have shoes on your feet in a house
over your head, whether it's blessing
people with your time or your money,
both of which you can free up by earning
more money with less time, then you will
be watered. You will feel selfishly
great by being able to help people
without them knowing or even with them
knowing. Although personally, I find
that much less satisfactory. But that
doesn't mean you need to give all of
your money away. That again, we want to
plan ahead. We want to leave money to
our children's children, which only
happens when you are not lazy. You make
the best use of the time that you
possibly can. You earn more money in
less time. You invest that money to make
more money. You then give generously to
those around you, the widows, the
orphans, the people that maybe God has
placed in your life that need help. And
then you also plan for the future so
that you can leave an inheritance to
your children's children. Again, if this
video gets 10K likes, I will do another
video in this series. Appreciate
everybody for the support and the
comments on all of these biblical
videos. Been super cool. I'm also
putting together like kind of the
financial blueprint that led me to
financial freedom in about 5 years.
There's a wait list down below if you do
want to check that out. I'm trying to
like condense all the stuff that's in
like 500 videos into one thing that can
really transform people's lives. So, if
you're interested, again, wait list down
below. Thanks for watching. If you want
to watch the rest of the biblical
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