MyNorth Lifetime is a new suite of retirement accounts designed to provide Australians with greater income security and flexibility in retirement, addressing concerns about longevity and the limitations of traditional strategies.
Mind Map
클릭해서 펼치기
클릭해서 인터랙티브 마인드맵 전체 보기
[Music]
the traditional wisdom on retirement
strategies has remained consistent over
many years use an accumulation super
account contribute and invest as much as
you can for as long as you can starting
as early as you can then transition to a
pension account in retirement and draw
down hoping it will last this is still
sound advice but doesn't add many
Australians big questions about
retirement in this series we'll examine
how my North lifetime works we'll show
how it puts advisors at the Forefront of
client retirement needs and with longer
Life expectancies we'll run through how
it ensures more Australians can spend
and live in retirement with the
Assurance they need my North lifetime
comprises three accounts that give
advisers the tools and flexibility to
match retirement strategies to client
goals and unlike some other retirement
income options clients can only access
my North Lifetime by their advisor
providing more opportunities for
long-term client engagement with
enhanced outcomes my North lifetime
spans three account options the lifetime
super account lifetime income account
and deferred lifetime income account
this Suite of super and pension accounts
can work together to provide your
clients with a high rate of income in
retirement that never runs out it also
enables a range of new strategies to
optimize tax and centering benefits
along the
glance the my North lifetime super
account operates like a standard super
account it has the same tax preservation
and contribution rules there's no
minimum age and funds can be withdrawn
without penalty and it provides choice
to invest from North's extensive super
and pension menu but two simple
differences can have an outsized impact
clients can stay until they meet a
condition of release and can transition
into one of our other lifetime accounts
and clients can accumulate potentially
substantial selling benefits through a
discounted asset test for future age pension
pension
eligibility the my North lifetime income
account is a flexible pension account
with two distinct advantages it can
increase age pension eligibility and
provides a high rate Market linked
income stream that never runs out how
does it never run
out it's topped up by guaranteed annual
bonuses paid to each account each year
it works like life insurance in Reverse
you receive an annual payout and pay a
lump sum premium to to the insurer upon
death or exit you can open a minor
deferred lifetime income account for
your clients from the age of
60 they can use their contributions to
accumulate money in a tax-free
environment and you can defer the income
stream up to age 100 this account
supports a range of contribution and
withdrawal strategies that can enhance
age pension eligibility as well as
transfer balance and total super balance
and tax
outcomes when your client is ready to
commence an income transitioning into a
my nor lifetime income account is easy
developed by the north team of
retirement experts in collaboration with
advisers my North lifetime is now
available on most of the major appls
across Australia so unlike many other
options my nor lifetime Solutions offer
full investment Choice from North super
and pension menu up to 100% discounts on
the assets and income tests and the
possibility of significantly higher age
pension the ability to accumulate
pension assets above the transfer
balance cap pre-retirement enhancement
with super and deferral options and
higher rates of income that last a
lifetime clients despite your best
efforts and support often worry through
retirement Unsure how much they can
safely draw down to generate an income
as a result most retired Australians are
cautious they draw less than they could
and leave more savings behind than
intended that's where my North lifetime
comes in to learn more about my North
lifetime Solutions and their benefit for
advisers and their clients please view
the full range of videos in this series
from how the asset test benefits work to
maximize age pension to the Dynamics of
creating income for life we provide all
the details you need when engaging with [Music]
텍스트나 타임스탬프를 클릭하면 동영상의 해당 장면으로 바로 이동합니다
공유:
대부분의 자막은 5초 이내에 준비됩니다
원클릭 복사125개 이상의 언어내용 검색타임스탬프로 이동
YouTube URL 붙여넣기
YouTube 동영상 링크를 입력하면 전체 자막을 가져옵니다
자막 추출 양식
대부분의 자막은 5초 이내에 준비됩니다
Chrome 확장 프로그램 설치
YouTube를 떠나지 않고 자막을 즉시 가져오세요. Chrome 확장 프로그램을 설치하면 동영상 시청 페이지에서 바로 자막에 원클릭으로 접근할 수 있습니다.
